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How to Estimate Your Mortgage Payment
Buying a home is one of the biggest financial decisions you’ll make. If you’re like many first-time or move-up buyers in Charlotte, NC, understanding your mortgage payment is key to feeling confident and prepared. I’m here to walk you through how to estimate your mortgage payment using a home loan calculator. With over 20 years as a loan officer, I’ve helped many people just like you get fast closings and real savings by breaking down the numbers in a simple, clear way. Let’s
Ryan Daly
2 days ago4 min read


Understanding the Role of a Loan Executive at Edge Home Finance
Buying a home is one of the biggest decisions you’ll make. It can feel overwhelming, especially if it’s your first time or you’re moving up to a new place. That’s where a loan executive steps in. They are your guide, your coach, and your advocate throughout the mortgage process. With over 20 years of experience, I’ve seen how the right support can make all the difference. Let me walk you through what a loan executive does and how they help you get the keys to your new home fa
Ryan Daly
Oct 204 min read
DSCR Loans: The Ultimate Guide for Real Estate Investors in 2024
Discover how DSCR (Debt Service Coverage Ratio) loans can revolutionize your real estate investment strategy with property-based qualification, no income verification, and faster approvals. Perfect for Charlotte investors looking to scale their portfolios.
Ryan Daly
Oct 152 min read


Calculating Your Monthly Debt-to-Income Ratio
Buying a home is an exciting journey, but it can also feel overwhelming. One of the key numbers lenders look at when you apply for a mortgage is your debt-to-income ratio, or DTI. Understanding your home loan DTI can help you know where you stand financially and what you can afford. I’m here to break it down for you in a friendly, straightforward way so you can feel confident moving forward. What Is Home Loan DTI and Why Does It Matter? Your home loan DTI is a simple calculat
Ryan Daly
Oct 154 min read
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